Marcos Alvarez Espino
AuthID: R-00M-1T9
1
TITLE: Las restricciones en el acceso al crédito bancario y el uso de sistemas de contabilidad y control de gestión en pequeñas empresas
AUTHORS: Marcos Álvarez-Espiño; Sara Fernández-López; Lucía Rey-Ares; Roberto Graña-Álvarez; José Berbel-Vera; Ernesto López-Valeiras;
PUBLISHED: 2025, SOURCE: Revista de Contabilidad y Tributación. CEF
AUTHORS: Marcos Álvarez-Espiño; Sara Fernández-López; Lucía Rey-Ares; Roberto Graña-Álvarez; José Berbel-Vera; Ernesto López-Valeiras;
PUBLISHED: 2025, SOURCE: Revista de Contabilidad y Tributación. CEF
2
TITLE: Insurance Consumption in Spanish Small Businesses: The Role of Financial Literacy of the Business Owner
AUTHORS: Marcos Álvarez Espiño; Sara Fernández López; Lucía Rey Ares;
PUBLISHED: 2025, SOURCE: Revista Finanzas Y Politica Economica, VOLUME: 17
AUTHORS: Marcos Álvarez Espiño; Sara Fernández López; Lucía Rey Ares;
PUBLISHED: 2025, SOURCE: Revista Finanzas Y Politica Economica, VOLUME: 17
INDEXED IN: 
Scopus
Scopus IN MY: 
ORCID
ORCID3
TITLE: Study of labour situation, conditions and expectations in relation to financial fragility of households in Spain Full Text
AUTHORS: Lucía Rey Ares; Marcos Álvarez Espiño; Sara Fernández López;
PUBLISHED: 2025, SOURCE: Cuadernos De Relaciones Laborales, VOLUME: 43, ISSUE: 1
AUTHORS: Lucía Rey Ares; Marcos Álvarez Espiño; Sara Fernández López;
PUBLISHED: 2025, SOURCE: Cuadernos De Relaciones Laborales, VOLUME: 43, ISSUE: 1
INDEXED IN: Scopus
Scopus IN MY: ORCID
ORCID4
TITLE: Does financial knowledge decline with age? An analysis of small enterprise managers in Spain. An Analysis of Small Enterprise Managers in Spain
AUTHORS: Marcos Álvarez Espiño; Sara Fernández López; Lucía Rey Ares; Fernando Luís Almeida ;
PUBLISHED: 2024, SOURCE: New Practices for Entrepreneurship Innovation
AUTHORS: Marcos Álvarez Espiño; Sara Fernández López; Lucía Rey Ares; Fernando Luís Almeida ;
PUBLISHED: 2024, SOURCE: New Practices for Entrepreneurship Innovation
5
TITLE: Consumer financial vulnerability: Review, synthesis, and future research agenda Full Text
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Lucía Rey Ares; Sandra Castro González;
PUBLISHED: 2024, SOURCE: Journal of Economic Surveys, VOLUME: 38, ISSUE: 4
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Lucía Rey Ares; Sandra Castro González;
PUBLISHED: 2024, SOURCE: Journal of Economic Surveys, VOLUME: 38, ISSUE: 4
6
TITLE: Job expectations and financial fragility: evidence from pre-COVID Spain Full Text
AUTHORS: Marcos Álvarez Espiño; Sara Fernández López; Lucía Rey Ares;
PUBLISHED: 2024, SOURCE: Empirical Economics, VOLUME: 66, ISSUE: 4
AUTHORS: Marcos Álvarez Espiño; Sara Fernández López; Lucía Rey Ares;
PUBLISHED: 2024, SOURCE: Empirical Economics, VOLUME: 66, ISSUE: 4
7
TITLE: The role of financial literacy in consumer financial fraud exposure (via email) and victimisation: evidence from Spain
AUTHORS: Lucía Rey Ares; Sara Fernández López; Marcos Álvarez Espiño;
PUBLISHED: 2024, SOURCE: International Journal of Bank Marketing, VOLUME: 42, ISSUE: 6
AUTHORS: Lucía Rey Ares; Sara Fernández López; Marcos Álvarez Espiño;
PUBLISHED: 2024, SOURCE: International Journal of Bank Marketing, VOLUME: 42, ISSUE: 6
8
TITLE: FINANCIAL VULNERABILITY OF LOW-INCOME HOUSEHOLDS: REVIEW OF SCOPUS AND WOS JOURNALS AND FUTURE RESEARCH AGENDA
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Lucía Rey Ares;
PUBLISHED: 2024, SOURCE: Applied Econometrics and International Development, VOLUME: 24, ISSUE: 1
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Lucía Rey Ares;
PUBLISHED: 2024, SOURCE: Applied Econometrics and International Development, VOLUME: 24, ISSUE: 1
INDEXED IN: Scopus
Scopus IN MY: ORCID
ORCID9
TITLE: Financial capability and households’ financial vulnerability: evidence for the Spanish case
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Sandra Castro González; Lucía Rey Ares;
PUBLISHED: 2023, SOURCE: Managerial Finance, VOLUME: 49, ISSUE: 4
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Sandra Castro González; Lucía Rey Ares;
PUBLISHED: 2023, SOURCE: Managerial Finance, VOLUME: 49, ISSUE: 4
10
TITLE: A Comprehensive Approach to Measuring Financial Vulnerability and Literacy: Unveiling Connections Full Text
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Lucía Rey Ares;
PUBLISHED: 2023, SOURCE: Sage Open, VOLUME: 13, ISSUE: 4
AUTHORS: Sara Fernández López; Marcos Álvarez Espiño; Lucía Rey Ares;
PUBLISHED: 2023, SOURCE: Sage Open, VOLUME: 13, ISSUE: 4
